Ecosystem map 144 –
Business Models: The B2C sector is strong in payments, personal finances, online lending, and crowdfunding. In the B2B segment, offerings include financial infrastructure, open banking APIs, and digital customer journey platforms for banks and insurers.
Ecosystem map 141 –
The Romanian fintech market has been growing substantially, with around 80 projects showcased, ranging from local ventures to international companies with local presence. Key areas of activity include personal finance, payments, insurance, financial infrastructure, and blockchain.
Ecosystem map 142 –
Regulatory Environment: Fintech companies are leveraging opportunities in open banking under PSD2 and the new EU crowdfunding regime. There is also an increasing trend of fintech companies entering the regulated environment, seeking payment licenses from the National Bank of Romania.
Ecosystem map 143 –
Future Regulatory Changes: Upcoming changes, such as the European Banking Authority’s review on the authorization of payment institutions and the NIS 2 Directive on cybersecurity, are expected to significantly influence the fintech sector in Romania.
Ecosystem map 126 –
At the present, in Romania around 50 well-known Fintech companies divided into the following categories: (1) payment and wallets, (2) lending and crowdfunding, (3) investments and wealth management, (4) InsurTech, (5) personal finance, (6) financial infrastructure and (7) Enablers.
Ecosystem map 136 –
An interesting case study comes from Romania, where the authors studied the connection between fintech and the non-banking capital market in this country. They imply that fintech solutions can be divided into two main categories: 1) solutions dedicated to the operations of the financial services providers, and 2) solutions dedicated to the interactions of the […]
Ecosystem map 96 – Ireland
The payments and e-money sector forms the largest sub-sector of FinTech in Ireland and has grown substantially in recent years. The number of authorised firms in the payment and e-money sector has grown by circa 250 per cent since 2018, while users’ funds safeguarded have increased by over 700 per cent to €7.56bn by Sept […]
Ecosystem map 62 – France
France is closing the gap with Uk and Germany in the Cleantech space with 1.9 billion invested since 2021 and a growing focus in the space by the public sector and VC funds
Ecosystem map 64 –
2023, counted 861 Fintech companies in The Netherlands with 40% of them based in AmsterdamT (EY)
Ecosystem map 65 –
In general, the Netherlands is seen by FinTechs as an attractive location for FinTechs, owing to its digital infrastructure, English language proficiency and culture. The biggest challenges for FinTechs are attracting qualified or suitable talent, the general economic climate and geopolitical developments. Dutch FinTechs cite access to existing or new markets, as well as access […]
