Terms of Use
Terms of Use
Welcome to our Website.
Your access to and use of this Website is subject to these Website Terms of Use. Please read them carefully before accessing or using this Website.
- DEFINITIONS
FINE (Fintech Investor Network and Ecosystem), herein referred as “The project”, is a 24-month project that addresses the topic HORIZON-EIE-2022-SCALEUP-02.
The term “Consortium” refers to all signatories, other than the European Commision, of the Grant Agreement 101113607, which may have single or joint intellectual property rights in relation to the project outcomes.
The term “Materials” refer to all information, content, data, documents (e.g. white papers, brochures, datasheets, FAQs, templates, press releases, etc.), downloads, files, text, images, photographs, graphics, videos, webcasts, publications, tools, resources, software, code, programs, applications and products made available or enabled via the Website.
The term “Website Manager”, otherwise stated as ‘us’ or ‘we’, refers to the entity responsible to create and manage the Website FINE (collectively referred to herein below as this “Website”), in order to provide information to its users. Grant Agreement 101113607 assigns to F6S Network Ireland Limited (www.f6s.com) the role of website manager, thus F6S Network Ireland Limited is the Data Controller of the website.
The term ‘you’ refers to the visitor of our Website.
- SCOPE
These Website Terms and Conditions (these “Terms” or these “Website Terms and Conditions”) contained herein, shall govern your use of this Website, including all pages within this Website. These Terms apply in full force and effect to your use of this Website and, by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Terms and Conditions.
- YOUR USE OF THE WEBSITE
You agree to use the Website and its contents only for purposes that are permitted by the Terms of Use and any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions.
You specifically agree not to access (or attempt to access) any of the Materials, through any automated means (including use of scripts or web crawlers), or by hacking, password mining or other means. You agree that you will not engage in any activity that interferes with or disrupts the Website (or the servers and networks, which are connected to or accessible through the Website).
You also agree to use the functionalities available in the Website only to access, download, utilize, post, send or receive Materials in an appropriate manner.
You may view, download for caching purposes only, and print Material from the Website for your own personal use, subject to the restrictions set out below and elsewhere in these Terms and Conditions.
You must not use this Website to copy, store, host, transmit, send, use, publish or distribute any Material, which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this Website without the Website Manager’s express written consent. You also agree not to use any Materials in a manner that infringes any Intellectual Property Rights or rights of any party, not to reproduce or utilize in other electronic or printed publications. The graphic as well as technical design and all contact as well as pictures used in this online presentation are protected by copyright.
You also agree not to use Website’s domain name as a pseudonymous return e-mail address; not to disrupt, interfere or inhibit any other user from using and enjoying the Website or other affiliated or linked sites, or the Materials; and not to use any Materials in a manner that infringes any Intellectual Property Rights or rights of any party;
- COPYRIGHT AND INTELLECTUAL PROPERTY RIGHTS
Other than content you own, which you may have opted to include on this Website, under these Terms, the Consortium and/or its licensors own all rights to the intellectual property Material contained in this Website, and all such rights are reserved. The Consortium authorizes users to copy and print extracts or documents from this Website solely for personal, non-commercial use, on the understanding that any copy or extract of said documents or pages obtained, maintain all intellectual property rights or other property notices including all disclaimers contained therein. The Project’s logo may not be used or reproduced without the prior written consent of the Consortium.
Except as permitted by the copyright law applicable, you may not reproduce or communicate any of the content on this Site, including files downloadable from this website, without the written permission of the copyright owner.
- TRADEMARKS, TRADE NAMES AND LOGOS
All trademarks, trade names and logos appearing in the Website are the property of their respective owners and are protected by the international copyright and trademark laws. You agree not to defame or disparage the Project and all trademarks, trade names or logos included in the Website or in the Materials. Any use of any of the trademarks, trade names and logos appearing throughout the Website without the express written consent of the owner of the trademark or name or logo, as applicable, is strictly prohibited.
- LICENSE TO YOU
The Consortium grants you a personal, worldwide, non-assignable, royalty free and non-exclusive license to use the Website solely for the purpose of enabling you to use and enjoy the benefit of the Website and the Materials, in the manner permitted by these Terms of Use. You may not (and you may not permit anyone else to) copy, reverse engineer, create a derivative work of, or decompile or otherwise attempt to extract the source code of the Website or any part thereof, unless this is expressly permitted or required by law, or unless you have been specifically permitted to do so by the Website Manager. Unless the Website Manager has given you written permission to do so, you may not
- assign (or grant a sub-license of) your rights to use the Website or the Materials,
- grant a security interest in or over your rights to use the Website or the Materials, or otherwise transfer any of your rights to use them.
- LINKS TO OTHER INTERNET SITES
The Website may contain links to other internet sites and services that are operated and maintained by third parties or its affiliates. You acknowledge, understand and agree that the Website Manager will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, products or services available on such other sites.
- CHANGES
The Website Manager reserves the right to modify, suspend, or discontinue any portion of the Website and Materials at any time, with or without notice. The Website Manager reserves the right to modify any part of these Terms of Use at any time. Any modifications shall be effective upon posting to the Website. You agree to review these Terms of Use periodically so that you are aware of any such modifications. Your continued use of the Website after any such modifications have been posted shall be deemed your acceptance of any modifications to the Terms of Use. If, at any time, the Terms of Use are not acceptable to you, you should immediately cease use of the Website. You agree that the above-stated standard for notice of modifications is reasonable.
- LIMITATION OF LIABILITY
The Website Manager shall bear no liability for any direct, indirect, incidental or consequential damages that may be due to the incorrect use of the Website by Users or to any errors, failures, defects or delays in the operation of the Website or in the transmission of information on the Internet through this Website.
- JURISDICTION
By accessing this Website, and the Materials, you agree that all matters relating to your access to, or use of them, shall be governed by the statutes and laws of Ireland and European Union, without respect to conflicts of laws principles thereof. Any disputes arising out of the use of this Website will be subject to the exclusive jurisdiction of the Courts of Dublin, Ireland.
- GENERAL
These Terms of Use shall be governed by, and construed in accordance with, the laws of Ireland without regard to its conflicts of law principles. The Website Manager’s performance of these Terms of Use is subject to existing laws and legal process, and nothing contained in these Terms of Use shall derogate the Coordinator’s right to comply with law enforcement requests or requirements relating to your use of the Website or information provided to or gathered by the Website Manager with respect to such use. If any provision of these Terms of Use shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement between the parties relating to the subject matter herein, and replace all prior or contemporaneous communications, oral or written.
- PERSONAL DATA THAT THIS WEBSITE COLLECTS PROVIDED BY YOU AND HOW WE USE IT
Any personal information which you volunteer to The FINE Project through the use of this website will be treated with the highest standards of security and confidentiality, strictly in accordance with the EU GDPR and the Data Protection Acts 1988 to 2018. Unless stated otherwise in detail in the relevant sections of the Website, Personal Data generated from the use of our Website is processed as follows:
(i) Contact via contact form
Should you choose to communicate with us via the contact form, we invite you to provide your name, your email address, and message. The website does not store your personal data. The legal basis for processing Personal Data for the purposes set out in this item is art. 6(1)(b) of GDPR..
(ii)Newsletter subscription
Should you choose to subscribe to our newsletter, we invite you to provide your name, and your email address which are managed by https://mailchimp.com/ according to their terms and conditions. The website does not store your personal data. The legal basis for processing Personal Data for the purposes set out in this item is art. 6(1)(a) of GDPR. You can withdraw your consent from any communication from the FINE project by using the ‘Unsubscribe’ link in any communication
(iii) Social Media
Some of our webpages use social media plug-ins from other organizations. We embed widgets from these social media networks to provide retweet/sharing functions, like boxes, stream embeds and follow buttons. These other organizations may receive and use personal data about your visit to our sites or apps. If you browse our Website or view content on our apps, the information that these third-party social media organisations collect may be connected to your account on their site. For more information on how these organizations use personal data, please read their privacy policies. The legal basis for processing Personal Data for the purposes set out in this item is art. 6(1)(a) of GDPR.
(iv) Special Category Data
We will not collect special category data from you (for example information around your political/philosophical beliefs, racial/ethnic origins, sex life/sexual orientation) through your use of this website.
(v) Site visitation tracking
We use Google Analytics (GA) to track user interaction and for statistical reasons. We use this data to determine the number of people using our site, to better understand how they find and use our web pages and to see their journey through the website.
Although GA records data such as your geographical location, device, internet browser and operating system, none of this information personally identifies you to us. Your computer’s IP address is anonymized by GA services and cannot be used to personally identify you. We consider Google to be a third party.
GA makes use of cookies, details of which can be found on Google’s developer guides. For your information, our Website uses the analytics.js implementation of GA. Disabling cookies on your internet browser will stop GA from tracking any part of your visit to pages within this website. The legal basis for processing Personal Data for the purposes set out in this item is art. 6(1)(a) of GDPR.
- COOKIES AND THIRD PARTY – COOKIES
Cookies are small text files that can be used by websites to make a user’s experience more efficient.
You reserve the right to set up your browser to warn you before accepting cookies, or you can simply set it to refuse them, although you may not have access to all the features of this website if you do so. See your browser ‘help’ button for how you can do this. You do not need to have Cookies on to use or navigate through many parts of this Website. Remember that if you use different computers in different locations, you will need to ensure that each browser is adjusted to suit your Cookie preferences.
- HOW WE STORE YOUR PERSONAL DATA
If you submit your contact details via the newsletter subscription form, your data is stored and managed in the platforms mentioned in section 4. We will not share your contact details with any one and they will be securely transmitted through the FINE website with access only by authorized personnel.
Cookies are currently the only occasion where personal data will be stored by this Website.
We utilize state-of-the-art technology to store your data. The following safeguards are used, for example, to protect your personal data from misuse or any form of unauthorized processing:
- Access to personal data is restricted to a limited number of authorized persons for the stated purposes.
- The IT systems used for processing data are technically isolated from other systems to prevent unauthorized access and hacking.
- Access to these IT systems is constantly monitored to detect and prevent misuse in the early stages.
- HOW LONG WE WILL KEEP YOUR PERSONAL DATA FOR
The project shall not keep personal data in a form that permits identification of data subjects for a longer period than is necessary, in relation to the purpose(s) for which the data was originally collected. However, as it is a European Commission funded project it must retain generated data until five years after the balance of the project is paid or longer if there are ongoing procedures (such as audits, investigations or litigation). In this case, the data must be kept until they end.
- DATA BREACHES
We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator when we are legally required to do so.
- YOUR RIGHTS AS DATA SUBJECT WITH RESPECT TO YOUR PERSONAL DATA
Under the General Data Protection Regulation [Articles 15-21], you have a number of important rights. In summary, those include rights to:
Right of access:
You have the right to be aware and verify the legitimate nature of the processing. So, you have the right to access your personal data and receive additional information about how we process it.
Right to rectification:
You have the right to study, correct, update or modify your personal data by contacting the FINE website manager at the hello@fintechnetwork.eu.
Right to erasure (Right to be forgotten):
You have the right to request deletion of your personal data when we process it on your consent or in order to protect our legitimate interests. In all other cases (such as, where there is a contract, obligation to process personal data legally required, or public interest), this right is subject to specific restrictions or shall not exist, as the case may be.
Right to restriction of processing:
You have the right to request a restriction of the processing of your personal data in the following cases:
(a) when the accuracy of the personal data is contested and until the accuracy is verified
(b) when you oppose the deletion of your personal data and request the restriction of their use instead,
(c) when personal data are not needed for processing purposes, they are however required for the establishment, exercise, or defense of legal claims, and
(d) when you object to the processing and the decision on your objection to processing is pending.
Right to object to processing:
You have the right to object at any time to the processing of your personal data where, as described above, the processing is based on the legitimate interests we pursue as data controllers, as well as, for the purposes of direct marketing and consumer profiling, if applicable.
Right to data portability:
You have the right to receive your personal data free of charge in a format that allows you to access, use, and edit them with commonly used editing methods. You also have the right to ask us, in case it is technically feasible, to transmit the data directly to another controller. Your right to do so exists for the data you have provided to us and is processed by automated means based on your consent or for the execution of a relevant contract.
Right to withdraw your consent:
In cases where processing is based on your consent, you have the right to withdraw it without affecting the lawfulness of processing based on consent prior to its withdrawal.
If you would like to exercise any of those rights, please:
- contact us using our Contact details below
- let us have enough information to identify you,
- let us have proof of your identity and address, and
- let us know the information to which your request relates.
- TIME LIMITS FOR COMPLIANCE WITH YOUR RIGHTS AS DATA SUBJECT
We make every effort to comply with all requests within one month of the receipt of the request. However, this period may be extended for reasons relating to the specific right or complexity of your request.
- DATA CONTROLLER CONTACT DETAILS AND DATA PROTECTION OFFICER
The data controller of this website is F6S Network Ireland Limited (registered number 643630IE) , whose registered office is at 77 Lower Camden Street, Dublin 2 D02 XE80. All questions, comments and requests regarding this Privacy Policy may be also addressed to the following Contact details to privacyie@f6s.com or post address to our Company.
A Data Protection Officer has been appointed by F6S and such DPO will assist with the oversight of this Privacy Policy.
- HOW TO COMPLAIN
As the Data Subject, you have the right to complain at any time to a supervisory authority in relation to any issues related to our processing of your Personal Data. We would like to hear from you first if you have a complaint about how we use your data so that we may rectify the issue. As The FINE Project and F6S Network Ireland Limited are located in Ireland and we conduct our data processing in the EEA, we are regulated for data protection purposes by the Irish Data Protection Commissioner.
You can contact the Data Protection Commissioner as follows:
Website: www.dataprotection.ie
Phone: +353 (0) 1 7650100 or +353 (0) 1800437 737
Email: info@dataprotection.ie
Address: Data Protection Office – 21 Fitzwilliam Square South, Dublin 2, D02 RD28, Ireland
- CHANGES TO OUR PRIVACY POLICY
Our practices as described in this Privacy Policy may be changed, but any changes will be posted and any such changes shall apply to your continued usage..
You are encouraged to review this Privacy Policy periodically to make sure that you understand how any personal information you provide will be used.
We may also email you in certain circumstances to let you know if and when we update this Privacy Policy to ensure you are informed.
Any changes to this Privacy Policy will be posted on this website so you are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
