In general, the Netherlands is seen by FinTechs as an attractive location for FinTechs, owing to its digital infrastructure, English language proficiency and culture. The biggest challenges for FinTechs are attracting qualified or suitable talent, the general economic climate and geopolitical developments. Dutch FinTechs cite access to existing or new markets, as well as access to new investments as major development opportunities. Moreover, FinTechs no longer see collaboration as one of their biggest challenges, but as an important opportunity for further growth and development. Access to an existing customer base, a stamp of quality and access to investment budgets are the main drivers for cooperation for FinTechs. (EY)
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