Ecosystem map 132 – Unchain Fintech Festival

Unchain Fintech Festival is a unique opportunity for bankers, financial institutions, technology providers, startups, investors, and all other relevant stakeholders of the CEE ecosystem to discuss the latest trends, create business opportunities and spark innovation in fintech & blockchain.

Ecosystem map 133 – Banking 4.0

Being at 9th edition in 2023, Banking 4.0 is known for analyzing the impact of emerging technologies on the banking sector. Recognized as pioneers in Romania, this event offers high-quality content and insights from industry experts.

Ecosystem map 134 – Future Banking Summit

Future Banking Summit serves as a crucial meeting point for bankers, fintech founders, and investors, ranging from the Middle East to Western fintech powerhouses. It acts as a hub of ideas and innovations, aiming to transform the region’s financial services. The event focuses on showcasing the latest innovations and practical case studies, along with interactive […]

Ecosystem map 135 – Romanian Government

The fintech industry in Romania operates within a legal framework that largely does not establish a specific regime for fintech companies, with the exception of crowdfunding services. These services are regulated under the EU Crowdfunding Regulation, which became directly applicable in Romania as of November 10, 2021, and Law no. 244/2022, which sets out national […]

Ecosystem map 136 –

An interesting case study comes from Romania, where the authors studied the connection between fintech and the non-banking capital market in this country. They imply that fintech solutions can be divided into two main categories: 1) solutions dedicated to the operations of the financial services providers, and 2) solutions dedicated to the interactions of the […]

Ecosystem map 124 – Romanian Government

Romania is a proper country for investment due to low taxes on income, profit, and dividends. – 3% income taxe – 16% profit tax – 8% dividends tax – 19% – VAT, in most of the industries